I (and just about everyone with a calculator) will disagree with you Sheriff, however, you raise a good point. You said "If you change your bike every year...". Since all the 4$ list at more than $1000 more than the equivalent 2T, that $1000 will buy you a lot of top end jobs in the year before it "evens out". And that assumes you are not putting ring and piston on your 4$. Then, when you sell or trade in for a new model, the 2T will bring more money, which puts it again in the lead of 'cheaper to own'.
I also want to point out that you and chump6784 are also correct that maintenance schedules are overzealous to say the least and that most people don't follow them, however one thing we can all agree on is that the manual is the recommended parts wear period from the manufacturer. Using that schedule, an 80 hour rebuild, and this persons (on Vital) parts cost list, the 4T is almost twice as expensive to own before resale (which we agreed, you'll get more for the 2T).
In addition, the 4T required more preventive maintenance. Some of which "Dad" might not be qualified to do (although I contend that is a very poor excuse - frikken learn it).
I will give the 4$ lovers that MOST riders will be faster on the 4$ - even with equal displacement - in more situations, than on the 2$. I know I am even though I am uncomfortable and fall more. However, "can be" faster on the 2T and I enjoy myself more (I also have 17 bikes, anything that reduces maintenance short of not riding them is a big plus in my book!) and that is the most important part.